Mortgage Options 
                        Finding the right financing for your home purchase can be confusing and costly. Just like having a Realtor that is working in your best interest, you want a lender that will find the right mortgage for you. 


  • Get pre-approved before you start shopping.

  • Use a lender you can meet with face to face - avoid online lenders.

  • FHA financing requires the buyer have 3.5% of the purchase price (gift money can be used). 

  • FHA will allow the seller to pay up to 6% of the price towards your closing costs. 

  • USDA offers 100% financing and allows the seller to pay ALL the closing costs! (only available in certain areas) 

  • Monthly mortgage insurance payments are required if you are putting less than 20% down. Rates vary depending on the mortgage and your credit.

  • Not all lenders have the same credit standards. 

  • Don't forget to consider the property taxes and homeowner's insurance when calculating your monthly payment.

  • All of the lenders we work with are experienced and trusted. Email us if you would like a name and number of a good local lender to talk to.
Glocker Realty & Insurance
Glocker Realty & Insurance
(610) 367-2058