Looking to purchase a home don't have much cash to use as a down payment?

The US Department of Agriculture may have the right mortgage for you. 

The Rural Housing Home Loan program will finance up to 100% of the appraised value of the property, so no down payment is needed.  Additionally, the seller can some or all of the buyer's closing costs at settlement! There are stipulations however. First, the property's location must qualify. This includes most of Berks County, and parts of Montgomery and Chester (ask your Glocker agent if a home qualifies). Second, there are income limits on the buyer. This varies by county, so it is best to ask you Glocker agent.  Third, the property must meet certain condition requirements. These can include a good water test and septic inspection and certain safety items. Lastly, the property must be used as a primary residence.

This program is offered through many local mortgage brokers and banks.  To see if you qualify for the mortgage call any of our offices and ask to speak with one of our knowledgeable Realtors. They can answer your questions and recommend a qualified lender.

Plus...if you are a first time buyer you could qualify to receive an $8,000 dollar tax credit for buying the home!!!